4-Conforming Loan-Chapter 22

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22.4.2.1. Conforming Loan A conforming loan is a type of mortgage that meets the underwriting guidelines and loan limits set by Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that purchase and guarantee mortgages in the secondary market. These loans are called “conforming” because they conform to the standards set by these entities. Key […]

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