6-Real Estate Settle Procedures Act-Chapter 22

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22.7. Real Estate Settle Procedures Act (RESPA) The Real Estate Settlement Procedures Act (RESPA) was enacted in 1974 in response to concerns about the lack of transparency and high costs associated with real estate transactions, particularly in the mortgage industry. Here’s an overview of its history: Key Milestones in RESPA History Origins: Before RESPA, consumers […]

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